Gold Investment Calculator
Calculate your potential ROI for 5 years based on the current gold spot price.
Our gold price calculator allows you to input the details of your gold holdings and see how the value can change based on fluctuations in the spot price. This gives you the freedom to explore different scenarios and uncover the true worth of your assets.
By using our calculator, you’ll be able to:
- See how the value of your gold has increased since your initial purchase
- Experiment with various spot prices to determine your potential selling price
- Gain a deeper understanding of the long-term appreciation of your precious metals
Knowing the true value of your gold holdings is key to making informed decisions about your financial future. Whether you’re planning to hold onto your investments or explore selling opportunities, our calculator can provide the insights you need.
Notes:
- Percentages based on historical data are not a forecast of the future performance.
- Graded gold should be held for a minimum of 2-3 years for demand to achieve potential returns.
- After 3 years graded gold can be sold at around 5% below new market price.
- Graded gold growth based on the Queen's Beast Series.
- Gold spot price growth shown is an average over a simple period and the price of gold does fluctuate and can rise as well as fall.
Reasons to Invest in Gold today:
- Free from Capital Gains Tax on British gold coins
- Throughout history, gold has been seen as a special and valuable commodity
- Gold can provide financial cover during economic uncertainty
- Gold has historically been an excellent hedge against inflation
- Gold is considered the safest place to store cash
Of all the precious metals, gold is the most popular investment. Collectors generally buy gold as a way of diversifying risk.
Gold Investing Simplified
We simplify the world of gold investment and streamlining the investment process. Our experts will guide and hold your hand through the buying process.
No fees or charges – simply purchase your own Gold and start hedging against other volatile markets.
There are 3 ways to own physical bullion
We exclusively stock investment-grade bullion of the highest quality and above 90% purity and thereby exempt from VAT in the UK.
Bullion gold coins
Ideal for investors who anticipate selling part of or their entire portfolio in the short to medium term. Gold coins typically offer far greater flexibility of purchase and liquidity than gold bars. All the gold coins that we offer are produced by a sovereign government’s mint, carrying the status of legal tender. As a result, gold coins are exempt from both VAT and CGT.
Bullion gold bars
Suitable for investors looking to purchase large amounts of gold. Whilst easier to store, gold bars offer less flexibility and greater illiquidity than gold coins. Gold bars are produced by private mints. They do not qualify as legal tender and are thus subject to CGT.
Graded gold coins
Graded gold coins are nearly always more valuable than ungraded coins. Ungraded coins carry a level of risk as there is no guarantee of grade, condition or authenticity. All the gold coins that we offer are produced by a sovereign government’s mint, carrying the status of legal tender. As a result, gold coins are exempt from both VAT and CGT.
Why gold prices rise during times of economic uncertainty and market turbulence
Throughout the 21st century, a few trends have been clearly and consistently established when property and stocks underperform, the price of gold rises, as investors and institutions turn to gold as an “insurance policy” to recoup losses realised on other investments.
Ask any investor who suffered during the Financial Crisis of 2007/2008
They will most likely acknowledge that looking back, 2007 would have been a great time to invest in gold. The price of gold has more than trebled since before the financial crisis, rising from £452 to £1500 today.
FAQ’S
Do you sell investment-grade gold?
Yes. We offer a wide range of investment-grade gold bullion coins and bars at highly competitive prices. Our rates are regularly adjusted against other leading dealers, delivering on our promise to consistently offer the best gold bullion rates in the UK market.
Are bullion products VAT-free?
Since 1st January 2000, all investment grade gold is VAT exempt across the EU, as per notice 201/21a, the full details of which are available on HMRC’s website. Certain gold bullion and numismatic coins are also exempt from CGT.
Should I buy gold coins or bars?
Whilst essentially a personal preference, there are certain established advantages of coins vs. bars, and vice versa. Whilst the significantly larger size of gold bullion bars makes them a superior choice for holding large quantities of gold, Gold bullion coins remain by far a more popular option for individual investors.
When should I invest in precious metals?
A look at the history of gold offers a couple of clear and consistent lessons: the price of gold begins to soar in times of economic distress and political unrest. Which sounds a lot like right now. And yes, objectively, right now would be quite a good time to buy gold.
Learn more about buying gold
Please note that we are not providing investment advice either generally or within the meaning of the Regulated Activities Order 2001 as amended. We are not regulated by the Financial Conduct Authority. We cannot provide advice which compares precious metals with investments or on the tax implications of purchasing goods from us. Please seek your own financial, tax and/or accounting advice with regard to these tax implications.